# ymr.wealthyadvisersclub.co.uk


## Posts

- [Hello world!](https://ymr.wealthyadvisersclub.co.uk/hello-world/): Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

## Pages

- [privacy policy](https://ymr.wealthyadvisersclub.co.uk/privacy-policy-2/): This notice explains how Your Mortgage Room collects, uses and protects your personal information, and the rights you have.
- [complaints](https://ymr.wealthyadvisersclub.co.uk/complaints/): We work hard to get things right first time. If you are unhappy with any part of our service, here is how to let us know and what will happen next.
- [how to get in touch](https://ymr.wealthyadvisersclub.co.uk/how-to-get-in-touch/): Book your free, no obligation consultation. We are an online and telephone based brokerage, so you can speak to us at a time that suits you.
- [refer a friend](https://ymr.wealthyadvisersclub.co.uk/refer-a-friend/): If you have been happy with our service, let us help your friends and family too.
- [reviews](https://ymr.wealthyadvisersclub.co.uk/reviews/): We are proud of the feedback our clients share. Here is a little of what they have said, and you can read more on Google.
- [mortgage calculators](https://ymr.wealthyadvisersclub.co.uk/mortgage-calculators/): Work out your monthly payments, how much you could borrow, the stamp duty on your purchase and more. Then talk to us about what the numbers mean for you.
- [your insurance room](https://ymr.wealthyadvisersclub.co.uk/your-insurance-room/): Your Insurance Room is the insurance side of our business.
- [commercial lending](https://ymr.wealthyadvisersclub.co.uk/commercial-lending/): Buying premises for your business, refinancing commercial property or investing in mixed use buildings.
- [bridging finance](https://ymr.wealthyadvisersclub.co.uk/bridging-finance/): Short term finance for chain breaks, auction purchases and refurbishments, with a clear exit plan agreed from the start.
- [limited company buy to let](https://ymr.wealthyadvisersclub.co.uk/limited-company-buy-to-let/): More landlords now buy through a limited company, often a special purpose vehicle.
- [Buy to let](https://ymr.wealthyadvisersclub.co.uk/buy-to-let/): Whether you are buying your first rental property or adding to a portfolio, we help you understand how lenders assess rental income and find a buy to let mortgage that suits your plans.
- [Secured loan](https://ymr.wealthyadvisersclub.co.uk/secured-loan/): A secured loan, also known as a second charge mortgage, lets you raise money against your home without changing your existing mortgage.
- [high net worth mortgages](https://ymr.wealthyadvisersclub.co.uk/high-net-worth-mortgages/): Larger loans and complex income need a considered approach. We help high earners and high net worth individuals find lenders that look beyond standard criteria.
- [adverse credit](https://ymr.wealthyadvisersclub.co.uk/adverse-credit/): Missed payments, defaults or county court judgments do not automatically rule you out.
- [contractor mortgages](https://ymr.wealthyadvisersclub.co.uk/contractor-mortgages/): Day rate, fixed term and umbrella contractors often find high street criteria do not reflect what they earn.
- [self employed](https://ymr.wealthyadvisersclub.co.uk/self-employed/): Our business is your business.
- [product transfer](https://ymr.wealthyadvisersclub.co.uk/product-transfer/): Staying with your current lender can be the simplest route when your deal ends. We check whether it is the most suitable option for you and handle the switch.
- [remortgage](https://ymr.wealthyadvisersclub.co.uk/remortgage/): If your deal is ending, you want to borrow more or you simply want to check you are not overpaying, we review your options and explain the numbers clearly.
- [homemover](https://ymr.wealthyadvisersclub.co.uk/homemover/): Whether you are upsizing, downsizing or relocating, we help you work out what you could borrow, whether to keep or move your existing mortgage and how to keep your purchase on track.
- [first time buyers](https://ymr.wealthyadvisersclub.co.uk/first-time-buyers/): Getting onto the property ladder is a big step.
- [types of mortgages](https://ymr.wealthyadvisersclub.co.uk/types-of-mortgages/): From your first home to a property portfolio, we help with residential, specialist and investment lending.
- [About Us](https://ymr.wealthyadvisersclub.co.uk/about-us/): Your Mortgage Room was founded in Brighton by Charlotte Oakley to offer the kind of service she would want for herself: honest advice, clear communication and a team that genuinely cares how things turn out.
- [Home](https://ymr.wealthyadvisersclub.co.uk/home/): Straightforward mortgage and insurance advice from a Brighton team that is not tied to any single lender.


[comment]: # (Generated by Hostinger Tools Plugin)